Negotiated short sales that protect your future.
A short sale lets you exit an underwater mortgage on your terms — not the bank's. We handle every conversation with your lender so you can focus on what's next.
When you owe more than the house is worth.
A short sale is the lender-approved sale of a property for less than the outstanding mortgage balance. Done correctly, it releases you from the debt and avoids foreclosure entirely.
Done poorly, it drags on for months, falls out of escrow, and ends with the property auctioned on the courthouse steps. The difference is the negotiator. We've closed over 600 short sales since the 2008 crisis and maintain direct contacts at every major servicer.
We package your hardship file the way underwriters expect to read it, push back on lowball BPO valuations, and keep escrow alive while approval letters work through the lender's queue.
- Avoid the credit damage of a foreclosure on your record
- Potential for relocation assistance from your lender
- Discharge of remaining mortgage debt in most cases
- Faster path to repurchasing a home (2–4 years vs. 7)
- Stay in your home throughout the entire negotiation
- No out-of-pocket fees — seller pays nothing at close
From hardship letter to closing table.
- 01
Hardship Review
Confidential intake. We review your loan, equity position, and qualifying hardship.
- 02
Listing & Marketing
List at a market-supported price, generate buyer activity, secure a qualified offer.
- 03
Lender Negotiation
Submit complete short sale package. Negotiate BPO, junior liens, deficiency waivers.
- 04
Approval & Close
Approval letter received, escrow opens, you walk away free of the mortgage.
Wondering if a short sale is right for you?
Every situation is different. A 20-minute confidential call will tell you whether short sale, loan modification, deed in lieu, or another path makes the most sense.